Who is taking care of Whom?

Despite the excessive Congressional influence of supposed experts (i.e. lawyers, doctors, HMO's and pharmaceutical companies), far too many citizens - nearly 45 million - find themselves without access to basic healthcare. Many of our citizens are at risk just because they change jobs.
Healthcare dollars are squandered to pay for things that have nothing to do with providing actual care. Too much litigation, too much effort, and too many costs are squandered by providers who have to constantly cover themselves from potential law suits. Ask any nurse how much of their day is filled with non-healthcare functions.
Perhaps the "experts" and the "obstructionists" should just get out of the way and let the citizens have a shot at fixing this. We can find the solution to provide access to reasonably priced health care.
Here is a look at my plan that would lower costs, raise accountability, and allow ordinary citizens access to basic and reasonable health care services:
Removing the artificial costs of healthcare by capping litigation damages to a pre-determined formula based on loss by a neutral and non-industry invested body.
Employ an independent medical performance review program that monitors, rates, re-trains and disciplines medical providers when medical mistakes are made. In other words, remove bad doctors and retrain them - don't just raise their insurance rates.
Create a national basic healthcare access program for the uninsured that requires co-pays by the patient for all treatment except for preventative health care procedures.